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Forum: Insurance

All matters to do with insurance, including GAP.

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  1.   Sticky Threads  

  2. Sticky Thread Sticky: Declaring Modifications on Insurance

    Poss Sticky? Car Insurance Modifications - Should I Declare Them? Yes, yes, yes and yes!!! Car modifications should always be declared even if it costs extra. If they are not declared, then in the event of a claim your insurance policy could be voided which will lead to all sorts of...

    Started by Tam‎, 26-03-2008 09:20
    2 Pages
    1 2
    • Replies: 37
    • Views: 12,740
    16-01-2015, 22:31 Go to last post
  3. Thumbs up Sticky Thread Sticky: ADMIRAL - Named Driver No Claims Discount

    Right guys i just got off the phone to admiral and saved myself £200 on a policy i started yesterday because ive been a named driver for 2 years and had no claims ... make sure when you ring for a quote you tell them if you have been a named driver ! This will help so much as you can see i now pay...

    Started by Teeejaii‎, 08-02-2011 17:25
    2 Pages
    1 2
    • Replies: 48
    • Views: 11,954
    10-10-2011, 12:55 Go to last post
  4. Exclamation Sticky Thread Sticky: Fronting is Fraud

    I will be quite up front about this because is really annoys me that I have to pay more to insure my car because other people decide to break the law, theres a simple way of getting cheap car insurance, buy a cheaper car that you CAN afford, instead of buying a car you cant afford to insure and...

    Started by Bones90‎, 14-04-2011 16:10
    • Replies: 15
    • Views: 5,220
    14-04-2011, 16:48 Go to last post
  5. Sticky Thread Sticky: PLEASE Read Before Posting.....RE: Insurance increase?

    Cd|uk staff have noticed an increase in the number of insurance threads that ask whether people know how much their insurance will increase and by how much when/if they added such and such. The only answer to this is RING your insurance company YOURSELF and ask no body else can tell you as all...

    Started by TJ‎, 14-08-2009 20:57
    • Replies: 0
    • Views: 2,739
    14-08-2009, 20:57 Go to last post
  6.   Normal Threads  

  1. Abit bad that, but what includes to be able to get insured?

    from Chris Knott insurance saying I don't meet the criteria? What does that include? I've only got a 1.3 corsa limited edition nothing massive like a lambo haha seems silly Via Samsung Galaxy J5

    Started by Tim2701‎, 07-07-2016 07:33
    • Replies: 11
    • Views: 605
    08-07-2016, 11:29 Go to last post
  2. Non Fault accident

    Some old man hit my car very minor but alloy damaged and lower arch creased slightly but my insurance still want me to pay £200 to the repair garage shawly the 3rd party should be paying repairs any light on this

    Started by ffrs1444‎, 16-04-2016 09:17
    • Replies: 5
    • Views: 362
    16-04-2016, 20:18 Go to last post
  3. Modified Car Enthusiasts Policy - AXA (FluxDirect)

    For anyone who's looking for the correct cover for their modded vehicle, I've just moved to FluxDirect (Underwritten by AXA) on a specialist scheme for modded cars. They were by far the cheapest, and also covered every single mod to my vehicle! Bizarrely it actually ended up being cheaper than my...

    Started by Kyle2015‎, 11-04-2016 12:50
    • Replies: 0
    • Views: 297
    11-04-2016, 12:50 Go to last post
  4. Cheap insurance help

    Whats the cheapest company to get insurance for a 2011 standard vxr for 21 year old , 2 years no claims and driving for 2 1/2 years Sent from my SM-N9005 using Tapatalk

    Started by csmith1612‎, 25-02-2016 17:31
    • Replies: 17
    • Views: 838
    26-02-2016, 16:27 Go to last post
  5. Adrain Flux vs Chris Knott insurance?

    Who has ever dealt with one of these insurers? If so was your car modified your age and what sort of corsa did you have? Just wondering cause a lot of people saying they've saved loads of money with these just seems a bit too good to be true Sent from my SM-G925F using Tapatalk

    Started by Tim2701‎, 23-02-2016 20:44
    • Replies: 8
    • Views: 453
    24-02-2016, 15:58 Go to last post
  6. Can't get quote without black box.

    Even with a years no claims bonus I can't get a quote for a reasonable price without a black box. Cheapest quote without a box was 2500. Any Ideas how I could get insured without a box?

    Started by JackP96‎, 07-12-2015 17:19
    • Replies: 8
    • Views: 496
    08-12-2015, 14:40 Go to last post
  7. Poll Poll: How much is your insurance

    Lots of folk asking / wonder what people pay for insurance etc so Post your car, stats, main mods declared, license status and price Corsa D 1.3cdti 90 Remap Lowered Subframe Brace Alloys Ext Decorative changes

    Started by Pew‎, 27-09-2011 19:54
    14 Pages
    1 2 3 ... 14
    • Replies: 334
    • Views: 23,219
    09-11-2015, 22:50 Go to last post
  8. Insurance claim question

    Answer no longer required, apologies.

    Started by KJ123‎, 22-10-2015 22:14
    • Replies: 0
    • Views: 296
    22-10-2015, 22:14 Go to last post
  9. Wow....

    Ok so my first years insurance as a named driver was £2400. Second year £800. This year i want to change to be the main driver so i can start building my no claims up. £1100 not bad at all. Ive added alloys to the modifications and it didnt even go up. Ive added my backbox and then it goes up by...

    Started by Wunny‎, 13-10-2015 19:41
    • Replies: 1
    • Views: 315
    14-10-2015, 12:00 Go to last post
  10. Import Cars

    Does anyone who works in the car insurance industry answer me a question? Where do car insurance companies get their car info from when you enter a reg number? Because it certainly isn't the DVLA. What third-party is it? I've got an Irish import VXR, which had it's plate changed back in...

    Started by Ste M‎, 08-08-2015 21:34
    • Replies: 4
    • Views: 712
    22-08-2015, 09:53 Go to last post
  11. Thumbs down First Year Of Driving !

    its my first renewal next month , and in my first year of driving iv had 3 cars already ! in may 2012 i bought a 2003 1.4 Peugeot 206 , which gave me nothing but problems should of known really ! only had that 6 month then went to EH VX and they sorted me out on a deal with a 2007 1.2 SXI corsa...

    Started by AJ17‎, 10-04-2013 09:17
    • Replies: 12
    • Views: 1,646
    29-07-2015, 16:44 Go to last post
  12. Insurance increase

    Okay, so my insurance this time last year was £1123, I now have 2 NCB, but the cheapest quote I can find is 1400 with a telematics box and 1700 without WTF!!!! No modifications have changed and I have moved to an address which is in a low risk area (cat A) Sent from my iPhone using Tapatalk

    Started by DanChilly96‎, 28-05-2015 18:32
    2 Pages
    1 2
    • Replies: 30
    • Views: 1,469
    30-05-2015, 16:19 Go to last post
  13. First time Insurance...

    I got my insurance on my '08 D 1.2 Sxi for £1700, im 19, thats with an additional driver, 10,000 miles, black box, £300 voluntry... hoping when im 1 year no claim bonus it might be alot cheaper! :numbness:

    Started by Coops95‎, 02-05-2014 03:20
    2 Pages
    1 2
    • Replies: 25
    • Views: 3,946
    16-02-2015, 21:31 Go to last post
  14. Tesco Box Insurance

    I'm 18 and currently with Tesco Box insurance, I pay £888 which Is pretty cheap I think considering I have only been driving 7 months. Today I rang up about modifications, I am getting my windows tinted Thursday and there is no increase in price, same with new wheels..aslong as the wheels are...

    Started by Tad1996‎, 09-02-2015 10:39
    • Replies: 15
    • Views: 1,406
    12-02-2015, 08:39 Go to last post
  15. Anyone with Direct Line?

    I have been looking around lately for car insurance as I'm due to take my test soon, I came across Direct Line and tried a quote with them. To my surprise it was nearly £200 cheaper than my previous cheapest quote with Hastings Direct (black box) and was wondering if anyone had insurance with them...

    Started by 71794‎, 08-05-2014 07:18
    • Replies: 9
    • Views: 1,111
    19-01-2015, 18:24 Go to last post
  16. Write off or repairable?

    So yesterday I had my first accident on the roads and a van crashed into my front offside. The body damage is extensive and I've counted about 5 panels that need replacing as well as some of the structural bars in the engine bay. Radiator is also damaged and leaked its coolant everywhere....

    Started by Herbi‎, 20-12-2014 21:41
    • Replies: 2
    • Views: 662
    21-12-2014, 01:41 Go to last post
  17. Declaring previous claims

    I've noticed a bit of confusion regarding declaring past claims to your new insurer Some seem to ask for everything within 3 years and some 5 years How do they use this info? And do they take into account the details of the claim? How will they know if you've had a claim but didn't...

    Started by Herbi‎, 20-12-2014 22:56
    • Replies: 1
    • Views: 436
    21-12-2014, 00:25 Go to last post
  18. direct line accepted all modifications and declined retrofitted leather seats

    as above what can i do? i don't have old seats and they say even if i buy new ones they will count as modification.... and they wont accept new seats stuck

    Started by abdul‎, 26-11-2014 16:29
    • Replies: 6
    • Views: 1,406
    03-12-2014, 13:39 Go to last post
  19. 1.3 cdti (75) insurance renewal £1700 4 year no claims

    SHOCKED looking at people with 1-2 years driving experience and 1 year no claims getting quoted between £500-1000 to insure a VXR i understand insurance depends on many factors such as location etc. i paid £1200 last year to admiral to insure a corsa life 1.3cdti with 3 years no claims (no...

    Started by abdul‎, 15-11-2014 03:51
    • Replies: 11
    • Views: 1,122
    25-11-2014, 22:02 Go to last post
  20. GAP Insurance

    Just brought 3 years GAP insurance for my 64reg BE. £114 for back to invoice plus. Not too bad I didnt think. Got it through ALA

    Started by Martin_B‎, 21-11-2014 07:13
    • Replies: 2
    • Views: 548
    23-11-2014, 20:43 Go to last post
  21. Anyone insured with Liberty Insurance?

    I know most of you are from England so you might not be, but is anyone insured with Liberty Insurance? If so, do you know if they take modifications well?

    Started by LEVII777‎, 21-11-2014 22:11
    • Replies: 2
    • Views: 515
    22-11-2014, 10:49 Go to last post
  22. Vaixhall's free insurance?

    Does anyone know if you can amend/exchange the free insurance vaixhall give on new cars to cover a different car?

    Started by Jay91‎, 23-10-2014 14:41
    • Replies: 4
    • Views: 773
    23-10-2014, 22:46 Go to last post
  23. VXR quote £700

    Im not buying one, never dream of owning a VXR whilst at uni, but just had a random quote done on an 59 plate came out at £700 2 years ncb im 22 Any good?

    Started by seb1419‎, 30-09-2014 22:56
    • Replies: 6
    • Views: 955
    01-10-2014, 20:04 Go to last post
  24. Another insurance question

    Hi all looking my insurance is up and it's time to start looking for the cheapest quote. When I've been using comparison sites I've been getting good quotes for modified car insurance however I'm a bit stuck. Obviously it's illegal to not declare my mods but when choosing what mods I've got is it...

    Started by stefan-west1‎, 27-07-2014 21:49
    • Replies: 10
    • Views: 909
    28-07-2014, 14:10 Go to last post
  25. Broken hand

    Iv had a pot on for 2 weeks and iv been unsure if I can drive or not (due to insurance) It's on my left hand but I can drive perfectly fine I'm just unsure if my insurance will be void or not

    Started by luke172‎, 26-05-2014 19:01
    • Replies: 4
    • Views: 697
    27-05-2014, 19:43 Go to last post
  26. How's It Work?

    And no, it isn't one of your usual questions! I was wondering if somebody could shed some light, before I have a big phone bill if I were to ask them myself. Basically, I was messing around on at getting quotes for various jap cars. One of which being an Evo IX. I found one I liked...

    Started by DoCkEr‎, 22-05-2014 19:26
    2 Pages
    1 2
    • Replies: 33
    • Views: 1,979
    23-05-2014, 16:57 Go to last post
  27. How does black box insurance work?

    What i need to know is, how does the black box affect our next years insurance prices? Are the prices going to depend on how we drive only if i stay with the same company or do the company pass our details on to other companies when i need tor renew my insurance? Just wondering as i am ...

    Started by Zohaiir‎, 04-05-2014 11:15
    • Replies: 15
    • Views: 2,020
    10-05-2014, 13:10 Go to last post
  28. Is this right? (Pics)

    Hi, I recently went on GoCompare and found quotes for a 1.2 SXi 2008 model and upon getting them i saw the telematics quote but it is based on the annual mileage previously stated. Does this mean it doesn't matter about my driving as below on another quote it says its based on "Mileage and...

    Started by ElliotW‎, 18-04-2014 15:24
    • Replies: 17
    • Views: 2,068
    25-04-2014, 18:20 Go to last post
  29. £1100 Drop in insurance

    Has anyone had such a drop from one year to the next? seems odd tbh.

    Started by seb1419‎, 17-04-2014 12:35
    • Replies: 7
    • Views: 1,010
    17-04-2014, 17:52 Go to last post
  30. Drop in insurance quotes.

    Hey guys, Looking into getting a new car in the summer so went onto gocompare to check out insirance quotes on a few cars, really fancied a VXR however providers such as admiral were quoting about £2,400 per year so I thought id leave the vxr and try something different, however ive just been on...

    Started by Fisher-01‎, 27-03-2014 20:57
    • Replies: 18
    • Views: 1,763
    03-04-2014, 19:00 Go to last post
  31. HELP! Urgent Renewal Question.... Flagged up as Uninsured

    Good Morning Guys, Im looking for some serious advice and assistance now! What can I do! My Car Insurance Policy with, Liverpool Victoria has just ended tonight a 12:00 (00:00am) & I have renewed my policy over the phone with a new insurance company 'Privilege' Basically I was just...

    Started by Smithatouee‎, 27-12-2013 23:20
    • Replies: 11
    • Views: 1,183
    28-03-2014, 22:41 Go to last post
  32. Telematic boxes?

    Has anyone ever had experience with these? There's ones out there that don't use curfews or charge you extra for driving what they would call "dangerous" Considering one of these but definitely need to look into it need it as cheap as i can since i was in an accident which was my fault.

    Started by Mxx‎, 13-01-2014 19:13
    • Replies: 16
    • Views: 2,258
    25-03-2014, 15:16 Go to last post
  33. Modification insurance for young drivers?

    Hey guys, wondering if anyone on here is covered on their mods for a reasonable price? I'm soon to be 19, driving a year & a half and I'm considering getting my car and the mods covered. The ones I'll be listing are: Coilovers Wheels Bucket Seats Exhaust Back seats stripped out Maybe...

    Started by AlexBrookes‎, 13-03-2014 13:30
    2 Pages
    1 2
    • Replies: 36
    • Views: 2,699
    25-03-2014, 02:23 Go to last post
  34. Advice Insurance Asked For Pictures

    Hi guys so today I got a quote to add a Cone Air Induction Kit added and price was £21 however they asked for pictures of the car which I have now sent but I only have VXR side repeaters and wind deflectors and a registration plate holder will they come back with some excuse because I have not...

    Started by MoDzHD1‎, 18-03-2014 11:10
    • Replies: 1
    • Views: 647
    18-03-2014, 11:15 Go to last post
  35. VXR Insurance 18 Year Old

    Hey Guys, Im 18, This month is the Renewal for my Insurance and was looking at VXR 1st Year Record 2x Claims - 1 50/50 Claim - 1 Fault Claim

    Started by Smithatouee‎, 11-12-2013 22:18
    2 Pages
    1 2
    • Replies: 35
    • Views: 8,891
    26-02-2014, 19:05 Go to last post
  36. Best insurance for mods

    I'm trying to find a good insurance company that doesn't cost a fortune to add mods on. Everywhere I've looked it costs too much. Thanks

    Started by Byker933‎, 29-01-2014 09:23
    • Replies: 1
    • Views: 765
    29-01-2014, 09:29 Go to last post
  37. Car Help?

    Im looking for a second car or a car to replace my D basically I'm looking for something that will cater for these few things; - Must be Practical (i.e 5 doors) - Must be modifiable (show car standard maybe) - Must be fun to drive - Must look awesome - Fairly low cost insurance for an 18...

    Started by Smithatouee‎, 06-01-2014 22:33
    • Replies: 4
    • Views: 736
    06-01-2014, 22:52 Go to last post
  38. Insurance Questions

    Hey Guys! Im in need of a couple things answering is there any Insurance companies where i can pay for example The Annual Premium is : £2100 The Amount I have is £1500 Where I can deposit that £1500 to make the monthly repayments really really low?

    Started by Smithatouee‎, 26-12-2013 21:08
    • Replies: 1
    • Views: 512
    26-12-2013, 21:13 Go to last post
  39. Vxr Insurance

    loooking at buying a vxr in march when i hit 20, will have 2 years no claims, any ideas on how much it will be? cheers

    Started by batesy168‎, 20-12-2013 21:41
    • Replies: 7
    • Views: 850
    21-12-2013, 10:36 Go to last post
  40. How does that work then

    Corsa 1.6t sri, fully comp,2 years nc, exhaust system,air filter,alloys,coilovers,interior and exterior changes. Parked on drive 1115 parked on road in front of my house 918. 22 today btw so not sure how that works...anyone had anything similar?

    Started by glarh‎, 23-05-2013 08:57
    • Replies: 16
    • Views: 1,353
    08-12-2013, 20:32 Go to last post
  41. Young drivers and mods

    Which insurance companies allow young drivers to mod their car. I'm with privilege and they say I can't do a lot to my car til I'm 25 :/ and there's a lot of people my age on here (19, or there abouts) who've modded their cars to high heaven haha, so I'm just wondering who are you people with? :)

    Started by tomharris94‎, 03-12-2013 20:15
    • Replies: 7
    • Views: 1,034
    03-12-2013, 22:36 Go to last post
  42. Any dealings with TLSS?

    As a very minority of you might know, my car was recently taken without my permission and scrapped down to the barebones - Again without my permission - The insurance company I use are using TLSS - Total Loss Settlement Services - To find the new car. Has anyone had any dealings with these?...

    Started by jeffaruni‎, 27-11-2013 11:50
    • Replies: 0
    • Views: 472
    27-11-2013, 11:50 Go to last post
  43. Admiral taking the pish?

    Hi I emailed Admiral asking them to quote me a price to add these to my policy as the last thing I want is my insurance void for not declaring any thing not standard to the car. I told them the following below: Heko Wind Deflectors Vxr Indicator Surrounds Insignia Washer Jets

    Started by Red-Limited‎, 24-11-2013 13:03
    • Replies: 13
    • Views: 1,120
    24-11-2013, 22:38 Go to last post
  44. Short term insurance 2-3months

    Hi guys, I am planning ahead here. My insurance runs out in May next year but I will be selling my car in August, due to returning to uni. I will need insurance between May and August. Has anyone had any experience with this? Is it best to get a year insurance and then cancel it, what are the...

    Started by matt108‎, 20-11-2013 11:00
    • Replies: 6
    • Views: 690
    20-11-2013, 12:57 Go to last post
  45. how much for this? anyone similar?

    I am shopping around for quotes, and I see lots of insurers don't cover you if you are as low as 85/90mm. I was wondering if anyone has a car similar to what I plan on having done to my car soon to give me an idea of a quote. I am 21 years old, 4 years driving experience, 2 years NCB. Car is a...

    Started by IainGrant‎, 15-11-2013 14:23
    • Replies: 4
    • Views: 678
    15-11-2013, 17:24 Go to last post
  46. Discount

    ive noticed on they get 15% discount from Adrian Flux are we included in this aswell? :roll:

    Started by Chris_Stealth_NE‎, 08-09-2013 19:38
    • Replies: 2
    • Views: 852
    15-11-2013, 13:24 Go to last post
  47. MCE insurance

    advice for anyone with a bike insured with MCE - they're offering 65% of car policies IF you have a bike insured with them.. i have my test first week of november and been looking into what the insurance is going to be once i pass as its insured at the moment with me on a provisional with...

    Started by heff‎, 27-10-2013 22:05
    • Replies: 9
    • Views: 1,318
    30-10-2013, 21:39 Go to last post
  48. Elephant

    Picked up my VXR yesterday and I bought my insurance from elephant car insurance. I'm 24 and only been driving a year, I done the 10month bonus accelerator policy which saves you £100 and when my 10 months is up I'll have just turned 25 so, works out well. All in all I, was quoted £718 and...

    Started by Daryl‎, 25-10-2013 20:03
    • Replies: 8
    • Views: 1,078
    28-10-2013, 08:22 Go to last post
  49. Sabre

    Hello, I just wanted to make a note of the excellent service I received off of Sabre Insurance. I looked it up as it was really cheap for me but the reviews was AWFUL. I had to then use them as I slipped my car into a kerb a bit too rough and they were nothing short of amazing, the picked...

    Started by jeffaruni‎, 02-10-2013 15:54
    • Replies: 2
    • Views: 556
    03-10-2013, 16:42 Go to last post
  50. Vxr insurance

    Where are people getting there cheapest quotes for vxrs? Only got 2 years no claims like but there's gotta be somewhere that will insure me for a decent price lol

    Started by Jackson23‎, 19-08-2013 22:15
    • Replies: 20
    • Views: 2,133
    15-09-2013, 22:11 Go to last post

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